Payday loans in Moncton
Moncton has grown into a logistics and service hub for the Maritimes. With growth comes rising rents, and more households juggling bills between paydays.
$300 for a moving truck and utility hook-ups for a new apartment in Dieppe
- You borrow
- $300.00
- Maximum fee
- $42.00
- You repay at most
- $342.00
With the 30% limit, your net pay for the period would need to be about $1,000 or more to borrow this much.
How much can I borrow on a payday loan in Moncton? Moncton residents can borrow up to 30% of their net pay, to a maximum of $1,500, from lenders licensed by New Brunswick's Financial and Consumer Services Commission. The cost is capped at $14 per $100, and you can cancel within 48 hours, excluding Sundays and holidays.
A growing city, rising costs
Moncton, Dieppe and Riverview have added thousands of new residents in recent years, and rents have climbed with them. When a new lease, a deposit or a moving truck lands in the same month, a small loan can bridge the gap. New Brunswick's 30% limit keeps it small by design, which is a good thing if the alternative is borrowing more than you can repay.
Service in your language
Moncton is one of Canada's most bilingual cities. FCNB publishes its consumer guides in both English and French, and many lenders and credit counsellors here serve clients in both languages. Ask before you apply if that matters to you.
Local help
NB Power offers payment arrangements for customers who call ahead. Local food banks and community organizations in the tri-community area can help with groceries, and accredited credit counsellors serve the Maritimes by phone and online.
Call-centre and logistics schedules
Moncton's call centres and distribution warehouses often run rotating shifts, and new hires may start on a probation schedule with fewer hours. If your first few cheques are smaller than you expected, New Brunswick's 30% limit will shrink your loan offer too. Plan around the actual deposit you'll get, and ask HR whether your hours will change after probation.
Questions from the Hub City
How much can I borrow in Moncton?
Up to 30% of your net pay for the pay period, to a maximum of $1,500.
Is FCNB the regulator for Moncton payday lenders?
Yes. Every payday lender serving New Brunswick residents needs an FCNB licence.
Can I get service in French?
FCNB and many local lenders and counsellors serve clients in French and English.
- Maximum cost
- $14 per $100
- Loan size limit
- 30% of net pay, up to $1,500
- Cancel within
- 48 hours (excl. Sundays, holidays)
- Licensing
- FCNB
- Main electric utility
- NB Power
- Languages
- English and French service common
- Reviewed
- October 2026